Dealing with Insurance Bad Faith

Jan 11, 2014 by

A breach of contract on your insurance can result to a number of issues, where insurance claims have been withheld, delayed, or underpaid. Once the insurance company has done any form of misrepresentation regarding your insurance policy or the coverage that you have agreed upon, then you have a compelling claim for an insurance bad faith. Through this, you or your business will be given a right for extra-contractual damages aside from the existing damages that is bound within your insurance policy.

There are a number of reasons why a person needs to file for an insurance claim, among them are damages to home due to natural disasters or business problems like burglary and industrial explosions. In an event of an industrial explosion, it is very important to have insurance immediately because such incidents are often catastrophic and result to serious injuries to workers on site. Unreasonably denying the benefits or any delay in the processing of the claim could result to further damages such as emotional distress, financial losses, and many others.

In order to understand if you do qualify for an insurance bad faith claim, talking with lawyers who are proficient in these types of laws would be the best option. According to the Dallas bad faith claims attorneys of Smith Kendall PLLC, fighting with insurance companies regarding insurance bad faith claims requires proper investigation as well as harvesting necessary evidence that would demonstrate the failure of the insurance company to properly justify their bad faith. Talk to a lawyer who are not only knowledgeable but whom you trust that could protect your rights and freedoms.

Once the unreasonable denial or delay of the insurance claim has been proven in court, you will be given the right for proper amount of claim under the insurance policy, as well as the payment for the lawyer’s fee. Most importantly, though, is your right for compensation regarding the damages brought about by the denied or delayed claim, such as financial or economic losses and emotional pain and distress.  Punitive damages can also be given if the insurance company has acted with malicious or outrageous conduct.

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